Americans Rethink Wealth Protection in 2026

A 2026 financial study found just over half of Americans focus too heavily on building wealth, while giving too little attention to protection tools.
Protection gaps are most visible among younger adults, with Millennials >6 in 10, where future earnings and planning choices carry major long-term stakes.
Speculation is part of the pattern: ~4 in 10 Americans invest in or consider prediction markets, sports betting, or cryptocurrencies, often chasing faster goals.
Short-term credit plans add another watchpoint: roughly half of Gen Z and Millennials plan to use Buy Now, Pay Later for large 2026 purchases.
Working with a financial advisor correlated with confidence: ~7 in 10 advised Americans felt secure, versus ~5 in 10 overall in the study.